Self.: credit builder account promotions, coupons, offers

A coupon or voucher code is a special offer that gives you a discount on your Credit Builder Account or your Self Visa® Credit Card. You can enter the code during the application process or in the settings of your account. Some codes are exclusive to new customers or referrals, and some codes have an expiry date or a minimum spend requirement. You can only use one code per account.

A deal or discount is a reduced price on your Credit Builder Account or your Self Visa® Credit Card. You can find the current deals and discounts on the website or in the app. Some deals or discounts are limited in time or availability, so you need to act fast to get them. Some deals or discounts are exclusive to existing customers or partners, who get benefits such as lower interest rates, waived fees, or cash back.

A promotion is a special offer that gives you extra benefits or rewards when you use your Credit Builder Account or your Self Visa® Credit Card. For example, you can get free credit monitoring, free credit score, free financial education, or free gifts with your account. You can also earn credits or bonuses by referring friends, taking surveys, or rating the service. Some promotions are seasonal or occasional, so you need to check the website or the app regularly to see the latest offers.

The length of time it takes to build credit with Self varies depending on your starting credit score, your payment history, and other factors. However, according to Self, the average credit score improvement for customers who opened a 12-month Credit Builder Account in the first quarter of 2021 was 32 points. This is based on customers who started with a VantageScore 3.0 under 600 and made on-time payments. Your results may differ depending on your individual circumstances.

A Self Credit Builder Account is a type of loan that helps you build credit and save money at the same time. When you open a Credit Builder Account, you pay a one-time, non-refundable administrative fee and then make monthly payments for a term of 12 to 24 months. The loan amount is held in a bank-held certificate of deposit (CD) account until you pay it off. As you make your payments, Self reports them to all three credit bureaus, which can help improve your credit history. At the end of the term, you get your money back, minus interest and fees.

The offers for the Self Visa® Credit Card are valid for as long as you have an open and active Credit Builder Account and meet the eligibility requirements. These include making at least three monthly payments on time, having $100 or more in savings progress, adding or updating your income and expenses, and keeping your account in good standing. You can check your eligibility status and apply for the card in the Self app or website.

Yes, you can use your Self Visa® Credit Card anywhere that accepts Visa credit cards in the U.S. However, you cannot use your card for cash advances, balance transfers, or foreign transactions. You also need to pay your card balance on time and in full every month to avoid interest charges and late fees. Using your card responsibly can help you build positive credit history and increase your credit score over time.