KOHO: credit building promotions, coupons, offers

KOHO is a reloadable prepaid Mastercard that comes with a free spending and savings account. You can use KOHO to budget, spend, and save money with no hidden fees and instant cash back. You can load money to your KOHO account by linking your bank account, setting up direct deposit, or using e-Transfer. You can use your KOHO card anywhere Mastercard is accepted, online or in-store. You can also withdraw cash from any ATM that accepts Mastercard. You can manage your KOHO account through the mobile app, where you can track your spending, set savings goals, earn interest, and access other features.

You can get cash back with KOHO by using your KOHO card for your everyday purchases. Depending on the plan you choose, you can earn between 0.5% and 2% cash back on all purchases, and between 1% and 2% cash back on specific categories, such as groceries, transportation, food, and drink. You can also earn up to 5% cash back with select KOHO partners, such as Walmart, Baskin Robbins, and Contiki. You can see the full list of partners and the cash back rates in the app. You can redeem your cash back anytime in the app and use it for whatever you want.

KOHO offers four plans: Easy, Essential, Extra, and Everything. Each plan has different benefits and fees. The Easy plan is free and gives you 0.5% cash back on all purchases, 1% cash back on groceries and transportation, and 3% interest on your entire balance. The Essential plan costs $4 per month and gives you 1% cash back on groceries, transportation, food, and drink, 5% interest on your entire balance, and 30% off Credit Building. The Extra plan costs $9 per month and gives you 2% cash back on groceries, transportation, food, and drink, 5% interest on your entire balance, 30% off Credit Building, and no foreign transaction fees. The Everything plan costs $15 per month and gives you all the benefits of the Extra plan plus free Cover and free Metal card. You can choose a plan that suits your needs and budget in the app. All plans come with a free 30-day trial so you can try them out before you commit.

You can build your credit history with KOHO by enrolling in the Credit Building program. This program helps you improve your credit score by reporting your KOHO payments to the credit bureaus. To enroll, you need to pay a monthly fee of $10 (or $7 if you have the Essential, Extra, or Everything plan) and have a minimum balance of $20 in your KOHO account. You also need to have a valid email address, phone number, and address. Once you enroll, KOHO will automatically deduct $7 from your account every month and report it as a loan payment to the credit bureaus. This will help you establish a positive payment history and boost your credit score over time.

If you have any questions, comments, or feedback, you can contact KOHO customer service by email at [email protected] or by phone at 1-855-564-6999. You can also chat with them in the app or on their website. Their friendly and helpful team is available Monday to Friday from 9 am to 9 pm EST and Saturday to Sunday from 10 am to 6 pm EST. You can also follow them on Instagram, Facebook, and Twitter for updates and inspiration.

The interest rate on KOHO balance depends on the type of account you have. KOHO offers four plans: Easy, Essential, Extra, and Everything. Each plan has a different interest rate and cash back rate. The interest rate ranges from 0.5% to 5% per year, calculated daily and paid monthly. You can earn interest on both your spending and savings account with KOHO. For more details, you can visit their website.

You can get cash back with KOHO by using your prepaid Mastercard for your everyday purchases. You will earn 1% cash back on groceries and transportation with the Easy plan, and up to 2% cash back on groceries, transportation, food, and drink with the Extra and Everything plans. You can also earn up to 5% cash back with select KOHO partners, such as Walmart, Baskin Robbins, and Contiki. You can redeem your cash back anytime in the app.

KOHO is a Canadian fin-tech company that offers a free spending and savings account with a reloadable prepaid Mastercard. KOHO aims to help Canadians save money, earn rewards, and manage their finances with an easy-to-use app and a card that works like a debit card, but with the perks of a credit card. KOHO is not a bank, but it partners with People's Trust, a federally regulated financial institution that holds your funds.

To sign up for KOHO, you need to download their app from Google Play Store or Apple App Store and create an account. You will need to provide your email, phone number, and personal information, such as your name, date of birth, and address. You will also need to verify your identity by uploading a photo of your ID and a selfie. After you sign up, you will receive a virtual card instantly, which you can use for online shopping. You can also request a physical card, which will be mailed to you within 10 business days.

The cashback rewards program is one of the main features of KOHO. It allows you to earn money back on your purchases with your KOHO card. The cashback rate varies depending on the type of purchase and the plan you have. You can earn between 0.5% and 2% cash back on all purchases, and between 1% and 2% cash back on specific categories, such as groceries, transportation, food, and drink. You can also earn up to 5% cash back with select KOHO partners, such as Altitude, Branch Furniture, and IQ Food Co. You can see the full list of partners and the cashback rates in the app. You can redeem your cashback anytime in the app and use it for whatever you want.