Columbus Direct UK: winter sports promotions, coupons, offers

Some common exclusions in Columbus Direct UK policies are: - Any claim related to a pre-existing medical condition that has not been declared and accepted by the insurer. - Any claim arising from travel to a country or area that the Foreign, Commonwealth & Development Office (FCDO) or other regulatory authority advises against travelling to. - Any claim arising from participation in sports or activities that are not covered by the policy or require an additional premium. - Any claim arising from the use of alcohol, drugs, or solvents, or wilful exposure to danger. - Any claim arising from war, terrorism, civil unrest, or criminal acts. - Any claim arising from the failure of any transport or accommodation provider, travel agent, tour operator, or other service provider. - Any claim arising from the loss, theft, or damage of valuables, money, or documents that are not properly secured or reported to the relevant authority. - Any claim arising from the loss or damage of any equipment or property that is hired, loaned, or entrusted to you. - Any claim arising from the loss or damage of any fragile or perishable items, or any items with sentimental value. - Any claim arising from the loss or damage of any business goods, samples, tools, or equipment. - Any claim arising from the loss or damage of any electronic data, software, or digital media. - Any claim arising from the loss or damage of any glasses, contact lenses, dentures, hearing aids, or prosthetic devices. - Any claim arising from the loss or damage of any bicycles, golf equipment, ski equipment, or winter sports equipment, unless the appropriate cover has been purchased. - Any claim arising from the loss or damage of any passports, visas, or travel documents that are not reported to the relevant authority within 24 hours. - Any claim arising from the cancellation, curtailment, or abandonment of your trip due to any reason that is not covered by the policy or that you were aware of before booking your trip or purchasing your policy. - Any claim arising from the delay or missed departure of your trip due to any reason that is not covered by the policy or that you could have avoided by taking reasonable steps. - Any claim arising from the personal liability, legal expenses, or hijack of your trip due to any reason that is not covered by the policy or that is excluded by law. - Any claim arising from the personal accident of your trip due to any reason that is not covered by the policy or that is caused by illness or disease. - Any claim arising from the death, injury, or illness of your pet. - Any claim arising from any consequential loss or damage that is not directly caused by an insured event. - Any claim that is fraudulent, exaggerated, or supported by false or forged documents. - Any claim that is not reported to the insurer within 28 days of your return from your trip or as soon as reasonably possible. - Any claim that is not supported by the original receipts, invoices, reports, or evidence that the insurer requires. - Any claim that is reduced by the application of an excess, a policy limit, or a depreciation factor. - Any claim that is subject to any other exclusion or limitation specified in the policy wording, schedule, or endorsement.

For a full list of exclusions and limitations, please refer to the policy wording.

To make a claim with Columbus Direct UK, you can follow these steps: - Check the relevant policy section to see if you are covered for the claim and what documentation is required to support your claim. - Submit your claim within 28 days of returning from your trip or as soon as reasonably possible. You can submit your claim online through the secure website or over the phone by calling +44 (0) 208 865 1654. - Provide the insurer with the original receipts, invoices, reports, or evidence that they require to assess your claim. You may also need to provide additional information or documents if requested by the insurer. - Wait for the insurer to assess your claim within 5 working days of receiving your completed claim form. The insurer may appoint a loss adjuster to discuss your claim in person if necessary. - Receive the outcome of your claim by sterling cheque or BACS payment if your claim is valid and approved by the insurer.

For more details on how to make a claim, please refer to the policy wording or the claims guide.

Columbus Direct UK is a leading travel insurance specialist that has been providing travel insurance to over 15 million customers since 1988. Columbus Direct UK offers a range of policies to suit different needs and budgets, including single trip, annual multi-trip, backpacker, winter sports, and business travel insurance. Columbus Direct UK also covers many pre-existing medical conditions, over 150 sports and activities, and offers free airport lounge access if your flight is delayed for 1 hour or more. Columbus Direct UK is part of the Columbus Direct International Group, which operates in over 50 countries and has offices in the United Kingdom, Ireland, Australia, and Singapore. Columbus Direct UK is authorised and regulated by the Financial Conduct Authority and underwritten by Astrenska Insurance Limited, except for the Scheduled Airline Failure section of the policy which is underwritten by Certain Underwriters at Lloyd’s.

The PDCOL code is a promotional code that can be used to get a discount on your travel insurance policy with Columbus Direct UK. The PDCOL code is valid for online purchases only and cannot be used in conjunction with any other offer or discount. The PDCOL code may have an expiry date or a limited number of uses, so you should check the terms and conditions before applying it to your quote. To use the PDCOL code, you need to enter it in the promotion code box on the quote page and click 'apply'. The discount will be applied to your total premium and shown on the summary page. You can then proceed to the payment page and complete your purchase.

A mad lib is a word game where you fill in the blanks of a story with words of your choice, without knowing the context of the story. The result is usually a funny and nonsensical story that can make you laugh. Here is an example of a mad lib:

One day, I went to the zoo with my best friend, [name]. We saw many animals, such as [animal], [animal], and [animal]. My favourite animal was the [adjective] [animal] that [verb] [adverb]. It was so [adjective]! My friend liked the [adjective] [animal] that [verb] [adverb]. It was very [adjective]! We also went to the gift shop and bought some souvenirs, such as [noun], [noun], and [noun]. We had a lot of fun at the zoo and we can't wait to go back again.