Chime: spotme promotions, coupons, offers

You can get coupons or deals or discounts or promotions or voucher from Chime by referring your friends, family, or coworkers to join Chime. You and your referral will each get $75 when they open a Chime Spending Account and receive a direct deposit of $200 or more within 45 days. You can also check their website or social media for any special offers or promotions they may have from time to time.

You can use coupons or deals or discounts or promotions or voucher from Chime by following the instructions or terms and conditions of the offer. For example, if you have a referral code, you can enter it when you sign up for a Chime account. If you have a promotion code, you can enter it when you make a purchase or transaction with your Chime debit card or credit card.

The benefits of coupons or deals or discounts or promotions or voucher from Chime are that you can save money, earn rewards, and enjoy the features and benefits of Chime. Chime is a mobile banking app that offers no hidden fees, no overdraft fees, no minimum balance requirements, and no monthly fees. You can also get paid up to two days early with direct deposit, grow your savings automatically with round-ups and savings boosts, and build your credit with their credit builder card.

The maximum amount of overdraft that Chime allows is $200. This is part of their SpotMe feature, which lets you make debit card purchases that overdraw your account with no overdraft fees. You can adjust your SpotMe limit in the Chime app, and it may vary based on your account history and activity.

Yes, you can use your Chime debit card internationally. You can make purchases anywhere Visa is accepted, and you can withdraw cash from any ATM that has a Visa, Plus, or Star logo. However, you may incur foreign transaction fees of 0.5% or 1% depending on the country and ATM network.

You can deposit cash into your Chime account by visiting one of over 90,000 retail locations that participate in the Green Dot network. You can find the nearest location in the Chime app or on the website. You can deposit up to $1,000 per day and $10,000 per month. There may be a fee of up to $4.95 charged by the retailer.

The interest rates for savings accounts are variable and may change at any time. As of April 9, 2023, the annual percentage yield (APY) for savings accounts is 0.50%. This is higher than the national average of 0.06%. You can earn more interest by enrolling in the Save When You Spend and Save When You Get Paid features, which automatically round up your purchases and transfer a percentage of your paycheck to your savings account.

Yes, they offer credit cards. You can apply for the Chime Credit Builder Visa Secured Credit Card, which is designed to help you build your credit score. You can use it like a regular credit card, but you have to transfer money from your Chime Spending Account to your Credit Builder Account before making purchases. There is no annual fee, no interest, and no minimum security deposit required.

You can contact customer support by calling 1-844-244-6363, emailing [email protected], or chatting with them in the Chime app. Their hours of operation are Monday through Friday from 6 AM to 10 PM CT, and Saturday and Sunday from 7 AM to 9 PM CT. You can also visit their Help Center for answers to common questions and issues.